{"id":1157,"date":"2021-10-25T09:58:45","date_gmt":"2021-10-25T13:58:45","guid":{"rendered":"https:\/\/cbnpub.okdproduction.com\/?p=1157"},"modified":"2024-01-03T09:09:01","modified_gmt":"2024-01-03T14:09:01","slug":"rising-construction-costs-is-your-property-under-insured","status":"publish","type":"post","link":"https:\/\/testing.canadianbrokernetwork.com\/fr\/rising-construction-costs-is-your-property-under-insured\/","title":{"rendered":"Hausse des co\u00fbts de construction\u00a0: votre propri\u00e9t\u00e9 est-elle sous-assur\u00e9e\u00a0?"},"content":{"rendered":"<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><i><b>Le saviez-vous?<\/b><\/i><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Le co\u00fbt de la construction de b\u00e2timents et d&#039;infrastructures a atteint des sommets sans pr\u00e9c\u00e9dent.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Pourquoi?<\/span><\/span><\/p>\n<ul>\n<li class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Une pand\u00e9mie mondiale. <\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">P\u00e9nuries d&#039;approvisionnement et retards dans les projets. <\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Hausse record (et budg\u00e9taire) des prix des mat\u00e9riaux de construction courants. <\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Un pic dans les r\u00e9novations domiciliaires en raison du passage au travail \u00e0 domicile.<\/span><\/span><\/li>\n<li class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Augmentation de la demande de reconstruction\/r\u00e9paration de propri\u00e9t\u00e9s endommag\u00e9es par des ph\u00e9nom\u00e8nes m\u00e9t\u00e9orologiques violents. <\/span><\/span><\/li>\n<\/ul>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Tous ces facteurs contribuent \u00e0 des augmentations massives des co\u00fbts de construction.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Le co\u00fbt du bois, par exemple, a augment\u00e9 de pr\u00e8s de 400% depuis 2019 et bien qu&#039;il ait r\u00e9cemment baiss\u00e9, les experts disent qu&#039;il n&#039;atteindra plus les niveaux d&#039;avant la pand\u00e9mie. <\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Selon l&#039;endroit o\u00f9 vous vivez au Canada, une feuille de panneaux \u00e0 copeaux orient\u00e9s qui co\u00fbtait environ $15 il y a deux ans, vous co\u00fbte maintenant jusqu&#039;\u00e0 $56.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">De mai 2020 \u00e0 mai 2021, les co\u00fbts de reconstruction ont augment\u00e9 de 6,4% d&#039;une ann\u00e9e sur l&#039;autre dans toutes les provinces du pays.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Au d\u00e9but de COVID-19, l&#039;industrie sid\u00e9rurgique a ferm\u00e9 ou r\u00e9duit consid\u00e9rablement sa capacit\u00e9 - de 87% \u00e0 moins de 50% - entra\u00eenant un doublement des prix depuis novembre de l&#039;ann\u00e9e derni\u00e8re. <\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Alors qu&#039;en avril, le prix du contreplaqu\u00e9 a doubl\u00e9 depuis un an.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Avec 1 Canadien sur 2 r\u00e9novant sa maison pendant la pand\u00e9mie, la demande de projets de construction a exerc\u00e9 une forte pression sur l&#039;offre - le march\u00e9 nord-am\u00e9ricain est \u00e0 court de cloisons s\u00e8ches\u00a0! \u2013 et avec 74% de propri\u00e9taires pr\u00e9voyant toujours d&#039;apporter des am\u00e9liorations \u00e0 leur domicile jusqu&#039;\u00e0 $10 000 cette ann\u00e9e, cette tendance continuera de faire grimper les co\u00fbts de construction.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><br \/>\n<\/span><\/span><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><i><b>Comment cela vous affecte-t-il\u00a0?<\/b><\/i><\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">M\u00eame si vous ne payez pas actuellement beaucoup plus pour des r\u00e9novations domiciliaires ou d&#039;autres projets de construction immobili\u00e8re, ces tendances r\u00e9centes affectent votre assurance.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\">Vous \u00eates expos\u00e9 \u00e0 un risque de perte grave si quelque chose se produit et que votre maison ou votre propri\u00e9t\u00e9 commerciale n&#039;est pas assur\u00e9e \u00e0 la valeur actuelle des co\u00fbts de construction de remplacement.<\/span><\/span><\/p>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><i><b>Que devrais tu faire?<\/b><\/i><\/span><\/span><\/p>\n<ol>\n<li>\n<p lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><b>V\u00e9rifiez les valeurs de votre propri\u00e9t\u00e9<\/b><\/span><\/span><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"> \u2013 Engagez un \u00e9valuateur\/entrepreneur professionnel en co\u00fbt de remplacement pour \u00e9valuer vos actifs immobiliers.<\/span><\/span><\/p>\n<\/li>\n<li>\n<p lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><b>Parlez-en \u00e0 votre courtier<\/b><\/span><\/span><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"> \u2013 Votre courtier vous guidera tout au long du processus d&#039;\u00e9valuation, vous expliquera en d\u00e9tail les limites de couverture et vous aidera \u00e0 identifier les lacunes de couverture.<\/span><\/span><\/p>\n<\/li>\n<li>\n<p lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"><b>Mettez \u00e0 jour votre politique<\/b><\/span><\/span><span style=\"font-family: Open Sans Light, serif;\"><span lang=\"en-US\"> \u2013 Votre courtier peut vous aider \u00e0 mettre \u00e0 jour votre police pour vous assurer que votre maison personnelle ou vos propri\u00e9t\u00e9s commerciales sont assur\u00e9es \u00e0 leur valeur.<\/span><\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"western\" lang=\"en-CA\"><span style=\"font-family: Open Sans Light, serif;\"><span style=\"font-size: xx-small;\"><span lang=\"en-US\"><b>Sources:<\/b><\/span><\/span><\/span><span style=\"font-family: Open Sans Light, serif;\"><span style=\"font-size: xx-small;\"><span lang=\"en-US\"> Mise \u00e0 jour des co\u00fbts de reconstruction du T2 2021 d&#039;Opta Canada\u00a0; CapriCMW\u00a0: risques associ\u00e9s \u00e0 la hausse des co\u00fbts de construction<\/span><\/span><\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Did you know? The cost of building and infrastructure construction has soared to unprecedented heights. Why? A global pandemic. Supply shortages and project delays. Record- (and budget) breaking price surges in common building materials. A spike in home renovations due to a shift to working-from-home. Increased demand on rebuilding\/repairing properties that were damaged by severe [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1157","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/posts\/1157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/comments?post=1157"}],"version-history":[{"count":3,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/posts\/1157\/revisions"}],"predecessor-version":[{"id":1354,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/posts\/1157\/revisions\/1354"}],"wp:attachment":[{"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/media?parent=1157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/categories?post=1157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/testing.canadianbrokernetwork.com\/fr\/wp-json\/wp\/v2\/tags?post=1157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}